Going back to school is a big step, and it often comes with a lot of emotions. The pride you feel for investing in yourself may be mixed with uncertainty: Can you really earn your degree and manage your other responsibilities?
The right preparation can give you a strong start. Here’s how to build a solid foundation for school by planning your finances, schedule, support system and study habits before classes begin.
Start with your ‘why’
Many people decide to go back to school because they want to qualify for a promotion or create new job opportunities. Others may be driven by an emotional purpose, like setting a good example for their children.
Whatever your reason, knowing your “why” can help you pick a program that supports your goals. It can also give you a touchpoint to focus on when classes, deadlines or everyday responsibilities start to feel overwhelming.
Get your finances ready
Tuition is just one expense to consider when preparing for school. You may also need to buy books, pay application and enrollment fees, arrange childcare or cover transportation costs.
You don’t always have to shoulder these costs alone. As an adult student, you may be eligible for:
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- Federal student financial aid
- Grants
- Scholarships
- Work-study programs
- Employer tuition assistance or reimbursement
Researching your options now can help you find the financial support you need.
If you’re already managing a lot of monthly debts, you might want to consider consolidating them. While a debt consolidation loan can’t be used for postsecondary educational expenses, it could simplify eligible debt payments before the academic year starts.
Consolidating debt with a loan can make your monthly payment more manageable, but in some cases, you could pay more interest overall. A personal loan calculator can help you compare loans with different rates and terms, so you can decide what fits your budget.
Build a weekly schedule
Adding classes to your to-do list when it’s already filled with work and family obligations can be a challenge. One way to handle it is to map out a weekly schedule that blocks time for:
- Classes
- Study sessions
- Work
- Family responsibilities
- Errands
- Rest
- Free time
Before classes start, check if your instructors have posted their syllabi online, and add due dates to your calendar. If you’re concerned about adjusting to your new schedule, consider taking just one or two classes in your first term if you can.
Develop study habits
Being nervous about starting something new is natural, but feeling rusty is not the same as being incapable. Still, you may want to ease back into learning now by:
- Reading a little every day. Many college courses require significant reading. Scheduling a daily 15- to 30-minute reading break can help you develop the habit, even if the books aren’t for school.
- Getting your textbooks early. Picking up your textbooks before the classes start can help you prepare. Take note of which texts are more challenging, so you can plan extra reading time for them.
- Trying audiobooks. If reading isn’t your strong suit, find out whether your textbooks have audio versions. You can listen while commuting, working out or doing chores.
- Practicing short study blocks. Start with 20- or 30-minute study sessions to rebuild your focus. As you get more comfortable, you can increase session lengths or add more study blocks to your week.
Create a study setup
Your study location can have almost as much impact as your study habits. Not everyone needs absolute silence, but you want to pick a place that helps you focus. That may mean heading to the library or finding a quiet corner in your home. The key is to choose a location that’s convenient, comfortable and realistic for your routine.
Also think about what sort of tools could help you succeed. Do you need a task management app?or would you prefer a paper planner? Could noise-canceling headphones make studying easier?
Lastly, consider creating a folder system for your assignments. Give each class a folder and use simple naming conventions to make assignments easy to find.
Tap into your support network
As your schedule fills up with classes and study groups, your friends and family will likely see less of you. That situation can put stress on your relationships.
Before school starts, talk to the people who rely on you about the changes they might see. Address potential issues, like differences in your schedule or finances, and explain why going back to school is important to you.
If you find managing your classes stressful, remember many schools offer helpful resources, such as:
- Academic advising
- Tutoring
- Mental health counseling
- Career services
Asking for support early can make the transition easier for everyone. The more prepared your support system is, the more room you can create for your studies.
You’re not behind – you’re moving forward
You already took a giant step when you decided to go back to school. By planning your finances, schedule, study habits and support system before classes begin, you can start this new chapter with confidence.
