• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
  • Skip to secondary sidebar
  • Skip to footer
  • Home
  • Subscribe
  • Your Membership
    • Edit Your Profile
  • Services
    • Advertising
    • Case studies
    • Design
    • Email marketing
    • Lead generation
    • Magazine
    • Press releases
    • Publishing
    • Sponsored posts
    • Webcasting
    • Webinars
    • White papers
    • Writing
  • Shop
    • My Account
    • Cart
  • About
    • Contact
    • Privacy
    • Terms of use
  • Events

Robotics & Automation News

Market trends and business perspectives

  • News
  • Features
  • Sections A-Z
    • Agriculture
    • Aircraft
    • Artificial Intelligence
    • Automation
    • Autonomous vehicles
    • Business
    • Computing
    • Construction
    • Design
    • Drones
    • Economy
    • Energy
    • Engineering
    • Environment
    • Health
    • Humanoids
    • Industrial robots
    • Industry
    • Infrastructure
    • Investments
    • Logistics
    • Manufacturing
    • Marine
    • Material handling
    • Materials
    • Mining
    • Promoted
    • Research
    • Robotics
    • Science
    • Sensors
    • Service robots
    • Software
    • Space
    • Technology
    • Transportation
    • Warehouse robots
    • Wearables
  • Video
  • Webinars
  • White papers
  • Press releases
  • Featured companies
    • AMD Xilinx
    • BlueBotics
    • Elite Robot
    • RGo Robotics
    • SICK Sensor Intelligence
    • Vicor Power

PCI DSS Compliance: The Road Map

April 24, 2023 by Mark Allinson Leave a Comment

When running a business that deals with online payments, protecting your customers’ data is essential. That’s why people increasingly turn to PCI Compliant solution.

Because indeed, ensuring that your business follows the Payment Card Industry Data Security Standard (PCI DSS) is one of the most important steps it can possibly take to protect customer data and ensure compliance with the payment card industry’s regulations and guidelines.

But what is the PCI DSS? What are the requirements? And how to become PCI compliant? All these questions we will try to answer in this very article.

So, let’s start from the beginning. What is the PCI Data Security Standard?

The Payment Card Industry Data Security Standard (PCI DSS) is a standard created by major payment card brands to ensure that merchants follow best practices in data security. The standard was introduced in 2004 and has been updated since then.

This is the complex of rules that merchants must follow to ensure that their systems are secure and protect customer data.

Sometimes beginners have a question: does DSS refer to a specific technology? So, we would like to answer now: no, it does not. As we have said, it is just a set of requirements that merchants must follow in order to be PCI compliant.

It’s up to the merchant to decide on the security system or systems that comply with the standard. Becoming PCI compliant is not a difficult process, but it requires knowledge and understanding of the essence of the above-mentioned standards.

What are the requirements of PCI DSS?

There are 12 requirements that merchants must meet to be compliant with the standard. The requirements fall under four main categories:

  1. Build and maintain a secure network
  2. Protect cardholder data
  3. Maintain a vulnerability management program
  4. Implement strong access control measures. The list of requirements may be easily found on open sources.

How must merchants build and maintain a secure network?

So, firstly merchants must build and maintain a secure network that protects cardholder data throughout the transaction process. They must use firewalls to protect cardholder data, and they must employ intrusion detection systems and intrusion prevention systems.

They must also use encryption to protect data in transit, such as over wireless networks. They must also use encryption to protect data at rest, such as stored in databases (we will speak more on this issue later). They must ensure that their service providers use adequate security measures to protect cardholder data.

But how must merchants protect cardholder data?

Merchants must protect cardholder sensitive information throughout the transaction process, including during transmission and storage. They must also protect it during any subsequent communications with the cardholder, such as emails. In addition, they must use strong encryption to protect data in transit and at rest.

What is strong encryption?

Strong encryption is an encryption technique that renders sensitive information unreadable, both in transit and at rest. Strong encryption should be used with all personal data, including cardholder data. The special encryption method we want to discuss here is tokenization.

Introduction to tokenization?

As technology has advanced and become more prevalent in our daily life, cyber security has become increasingly important, and this shift has entailed the development of various security technologies.

One of the most popular and widely used methods for protecting sensitive data is tokenization, which replaces sensitive data with non-sensitive equivalents.

In other words, Tokenization is a method for protecting data based on the principle that, in cryptography, matter can’t be created or destroyed, only moved.

This principle is applied when sensitive information is being converted into non-sensitive tokens. The tokens are then stored in a database, and when needed, can be used to recover the sensitive information.

This process is known as tokenization and token substitution. The tokens are similar in structure to the original data, but they do not contain the same information.

In fact, a token is just a line of randomly generated signs which may be somehow connected to sensitive information, but still, it doesn’t contain it (even in the changed form). Thus, the tokens can only be used for recovery purposes and cannot be used to steal sensitive data.

To sum it all up, tokenization is the process of converting a piece of sensitive data into a unique code or identifier. This code can be used instead of the original data to perform functions and transactions without exposing sensitive information.

Tokenization is popular for protecting the credit card information. It can also be used to protect user IDs and passwords, access codes, and other data that must be kept secret from unauthorized users.

It can even be applied to protect the integrity of physical assets like cars and houses, and so on. That’s why tokenization is a reliable option regarding PCI DSS compliance.

The Beginning of your Pass

The first step towards becoming PCI compliant is to gain a thorough understanding of the PCI standards. As we have already said, the PCI DSS is divided into twelve major requirements that are applicable to all merchants and service providers.

So, let’s take a closer look at each of them:

  • Requirement 1 – Install and maintain a firewall configuration to protect cardholder data.
  • Requirement 2 – Do not use vendor-supplied defaults for system passwords and other security parameters.
  • Requirement 3 – Protect stored cardholder data.
  • Requirement 4 – Encrypt transmission of cardholder data across open, public networks.
  • Requirement 5 – Use and regularly update anti-virus software.
  • Requirement 6 – Develop and maintain secure systems and applications.
  • Requirement 7 – Restrict access to cardholder data by business need-to-know.
  • Requirement 8 – Assign a unique ID to each person with computer access.
  • Requirement 9 – Restrict physical access to cardholder data.
  • Requirement 10 – Track and monitor all access to network resources and cardholder data.
  • Requirement 11 – Regularly test security systems and processes.
  • Requirement 12 – Maintain a policy that addresses information security for all personnel.

Surely, we recommend you to observe this issue deeper by yourself – after all, it’s the most important part of the compliance process.

Next Step: PCI SAQ or RoC?

In addition, businesses must also comply with the PCI Self-Assessment Questionnaire (SAQ) or Report on Compliance (ROC).

The SAQ includes questions about security measures taken by a business, including firewalls, encryption technology, and anti-virus software.

On the other hand, ROC requires an external assessor to audit the security systems of a business and provide an independent report outlining the findings.

Both assessments are designed to protect customer data while helping businesses remain compliant with PCI guidelines and regulations.

So, you would need to complete a Self-Assessment Questionnaire or RoC.

To Sum Up: Benefits of PCI DSS Compliance

Compliance may be a complex procedure, but the benefits of PCI DSS Compliance are worth it. For one thing, this type of compliance helps to protect cardholder data and reduce the potential for fraud or misuse.

Furthermore, being PCI compliant shows customers that their information is secure with your business and increases their trust in you as an online vendor or retailer.

Having a PCI-compliant system also reduces the risk of financial losses due to data breaches, as well as any associated fines or penalties resulting from non-compliance.

Additionally, organizations that meet these standards often receive preferential treatment from payment processors and acquirers who recognize the value of such compliance measures.

After all, if you fail to become PCI compliant and still you carry out credit card transactions, you will be fined. You definitely don’t need these troubles, so it’s your priority to gain this status.

In hopes that we’ve explained the basics of PCI DSS compliance successfully, we wish you all the best of luck possible.

Print Friendly, PDF & Email

Share this:

  • Print
  • Facebook
  • LinkedIn
  • Reddit
  • Twitter
  • Tumblr
  • Pinterest
  • Skype
  • WhatsApp
  • Telegram
  • Pocket

You might also like…

Filed Under: Technology Tagged With: cardholder, compliance, data, dss, pci, protect, requirement, security, sensitive

Join the Robotics & Automation News community

Reader Interactions

You must log in to post a comment.

Primary Sidebar

Latest articles

  • Choosing a Robotic Spindle for Deburring
  • The Future of Modern Application Development with .NET
  • Here are 3 Ways That You Can Use Baking Soda for Office Cleaning
  • How to Get a Crypto Trading Bot
  • Beyond the CMS Norm: Embracing Customization in Online Media Management
  • Boosting Growth: Exploring ERP Solutions For Small Businesses
  • Unveiling the Power of Apple Gift Cards: Your Comprehensive Guide
  • Optimizing Your Plumbing Business: SEO Best Practices for Plumbers
  • The Profit Potential of Auction Homes: A Comprehensive Guide for Real Estate Investors
  • Elevator Shoes: Get the looks you want

Most Read

  • Snapchat Plus Planet Order 2023 Explained
    Snapchat Plus Planet Order 2023 Explained
  • Why is Money Important in Our Lives?
    Why is Money Important in Our Lives?
  • Top 20 electric vehicle charging station companies
    Top 20 electric vehicle charging station companies
  • Why is My Car Key Stuck in the Ignition?
    Why is My Car Key Stuck in the Ignition?
  • Difference Between Three-Phase and Single-Phase Power
    Difference Between Three-Phase and Single-Phase Power
  • Scientists have found more water in space than they ever knew possible
    Scientists have found more water in space than they ever knew possible
  • The Future of Personal Computers: What to Expect in the Next Decade
    The Future of Personal Computers: What to Expect in the Next Decade
  • What You Need to Know About Fixing an Engine Misfire
    What You Need to Know About Fixing an Engine Misfire
  • Siemens unveils its first virtual PLC and new automation products
    Siemens unveils its first virtual PLC and new automation products
  • How Much Does a Drone Light Show Cost?
    How Much Does a Drone Light Show Cost?

Overused words

ai applications automated automation automotive autonomous business companies company control customers data design development digital electric global industrial industry logistics machine manufacturing market mobile operations platform process production robot robotic robotics robots safety software solution solutions system systems technologies technology time vehicle vehicles warehouse work

Secondary Sidebar

Latest news

  • Choosing a Robotic Spindle for Deburring
  • The Future of Modern Application Development with .NET
  • Here are 3 Ways That You Can Use Baking Soda for Office Cleaning
  • How to Get a Crypto Trading Bot
  • Beyond the CMS Norm: Embracing Customization in Online Media Management
  • Boosting Growth: Exploring ERP Solutions For Small Businesses
  • Unveiling the Power of Apple Gift Cards: Your Comprehensive Guide
  • Optimizing Your Plumbing Business: SEO Best Practices for Plumbers
  • The Profit Potential of Auction Homes: A Comprehensive Guide for Real Estate Investors
  • Elevator Shoes: Get the looks you want

Footer

We are…

Robotics and Automation News was established in May, 2015, and is now one of the most widely-read websites in its category.

Please consider supporting us by becoming a paying subscriber, or through advertising and sponsorships, or by purchasing products and services through our shop – or a combination of all of the above.

Thank you.

Independent

Archivists

April 2023
M T W T F S S
 12
3456789
10111213141516
17181920212223
24252627282930
« Mar   May »

Complex

Old-skool

This website and its associated magazine, and weekly newsletter, are all produced by a small team of experienced journalists and media professionals.

If you have any suggestions or comments, feel free to contact us at any of the email addresses on our contact page.

We’d be happy to hear from you, and will always reply as soon as possible.

Future-facing

Free, fair and legal

We support the principles of net neutrality and equal opportunities.

Member of The Internet Defense League

Copyright © 2023 · News Pro on Genesis Framework · WordPress · Log in

We use cookies on our website to give you the most relevant experience by remembering your preferences and repeat visits. By clicking “Accept”, you consent to the use of ALL the cookies.
Do not sell my personal information.
Cookie SettingsAccept
Manage consent

Privacy Overview

This website uses cookies to improve your experience while you navigate through the website. Out of these, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. We also use third-party cookies that help us analyze and understand how you use this website. These cookies will be stored in your browser only with your consent. You also have the option to opt-out of these cookies. But opting out of some of these cookies may affect your browsing experience.
Necessary
Always Enabled
Necessary cookies are absolutely essential for the website to function properly. These cookies ensure basic functionalities and security features of the website, anonymously.
CookieDurationDescription
cookielawinfo-checkbox-analytics11 monthsThis cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Analytics".
cookielawinfo-checkbox-functional11 monthsThe cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional".
cookielawinfo-checkbox-necessary11 monthsThis cookie is set by GDPR Cookie Consent plugin. The cookies is used to store the user consent for the cookies in the category "Necessary".
cookielawinfo-checkbox-others11 monthsThis cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Other.
cookielawinfo-checkbox-performance11 monthsThis cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Performance".
viewed_cookie_policy11 monthsThe cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. It does not store any personal data.
Functional
Functional cookies help to perform certain functionalities like sharing the content of the website on social media platforms, collect feedbacks, and other third-party features.
Performance
Performance cookies are used to understand and analyze the key performance indexes of the website which helps in delivering a better user experience for the visitors.
Analytics
Analytical cookies are used to understand how visitors interact with the website. These cookies help provide information on metrics the number of visitors, bounce rate, traffic source, etc.
Advertisement
Advertisement cookies are used to provide visitors with relevant ads and marketing campaigns. These cookies track visitors across websites and collect information to provide customized ads.
Others
Other uncategorized cookies are those that are being analyzed and have not been classified into a category as yet.
SAVE & ACCEPT